AP automation
AP process with AI-powered automation
Ripple automates your entire accounts payable workflow, ensuring every invoice is recorded, approved, and paid seamlessly—no manual entry, no repetitive tasks.
Trusted by 200+ businesses
invoice processing
Automated invoice processing
Say goodbye to manual data entry. Ripple’s AI extracts key information from invoices, automatically categorizing and coding them for faster, more accurate processing.


approval workflows
Enhanced approval workflows
Improve control over your payments with advanced approval routing. Ripple ensures that invoices are reviewed and approved by the right people, minimizing delays and errors.
payment management
Seamless payment management
Consolidate all your payment methods into one platform. Ripple supports check, card, ACH, and international wire transfers, making it easy to manage payments to vendors around the globe.

Simplify your accounts payable process
From invoice capture to payment processing, Ripple streamlines every step, reducing errors and saving you valuable time.



Flexible integration options
Streamline your workflow with seamless integrations. Ripple syncs with leading accounting and ERP systems, ensuring that your financial data is always up-to-date and easily accessible.




Products
Discover more with Ripple’s powerful solutions
Customers
How customers use Ripple

"Ripple has transformed how we manage our finances, letting us focus more on growth."
"Ripple has streamlined our financial operations, allowing us to focus on growth rather than getting bogged down in administrative tasks. Their service is truly indispensable to our business strategy."

"Integrating Ripple was seamless. The flexibility in payments perfectly aligns with our sales cycles, giving us the peace of mind we needed to navigate fluctuating cash flow."
"Smart underwriting from Ripple secured us the funding we needed, without the usual hassle. Our cash flow has never been better."

"The speed at which Ripple processes funding is unmatched. It’s enabled us to seize opportunities that would have otherwise passed us by, giving our business a crucial competitive edge."
"Ripple has been an invaluable partner in our expansion efforts, allowing us to scale faster and more efficiently than we ever anticipated."

"The flexibility Ripple offers in drawing funds is like having a financial safety net. It’s there when you need it, without any complications."
"Ripple’s flat-fee structure simplifies our finances and makes budgeting predictable. It’s one of the best decisions we’ve made."

"Ripple's transparent pricing is a game-changer for our financial planning."

"Ripple has transformed how we manage our finances, letting us focus more on growth."
"Ripple has streamlined our financial operations, allowing us to focus on growth rather than getting bogged down in administrative tasks. Their service is truly indispensable to our business strategy."

"Integrating Ripple was seamless. The flexibility in payments perfectly aligns with our sales cycles, giving us the peace of mind we needed to navigate fluctuating cash flow."
"Smart underwriting from Ripple secured us the funding we needed, without the usual hassle. Our cash flow has never been better."

"The speed at which Ripple processes funding is unmatched. It’s enabled us to seize opportunities that would have otherwise passed us by, giving our business a crucial competitive edge."
"Ripple has been an invaluable partner in our expansion efforts, allowing us to scale faster and more efficiently than we ever anticipated."

"The flexibility Ripple offers in drawing funds is like having a financial safety net. It’s there when you need it, without any complications."
"Ripple’s flat-fee structure simplifies our finances and makes budgeting predictable. It’s one of the best decisions we’ve made."

"Ripple's transparent pricing is a game-changer for our financial planning."

"Ripple has transformed how we manage our finances, letting us focus more on growth."
"Ripple has streamlined our financial operations, allowing us to focus on growth rather than getting bogged down in administrative tasks. Their service is truly indispensable to our business strategy."

"Integrating Ripple was seamless. The flexibility in payments perfectly aligns with our sales cycles, giving us the peace of mind we needed to navigate fluctuating cash flow."
"Smart underwriting from Ripple secured us the funding we needed, without the usual hassle. Our cash flow has never been better."

"The speed at which Ripple processes funding is unmatched. It’s enabled us to seize opportunities that would have otherwise passed us by, giving our business a crucial competitive edge."
"Ripple has been an invaluable partner in our expansion efforts, allowing us to scale faster and more efficiently than we ever anticipated."

"The flexibility Ripple offers in drawing funds is like having a financial safety net. It’s there when you need it, without any complications."
"Ripple’s flat-fee structure simplifies our finances and makes budgeting predictable. It’s one of the best decisions we’ve made."

"Ripple's transparent pricing is a game-changer for our financial planning."
FAQs
What is Ripple AP automation?
Ripple AP automation is a comprehensive accounts payable solution seamlessly integrated into the Ripple platform. It streamlines the entire process of bill management, automating everything from bill entries to approvals and payments, while maintaining robust financial controls to ensure accuracy and compliance.
What payment options are available in Ripple?
Ripple supports multiple payment methods, including ACH, Same-Day ACH, Card, Check, and international wire transfers (in both USD and foreign currencies). This flexibility allows you to manage all your payments directly within the Ripple platform.
How does Ripple handle check payments?
When a bill is approved for payment, Ripple will automatically debit the connected bank account on the scheduled payment date. Ripple then issues a check on your behalf, ensuring timely and accurate payments to your vendors.
How can I extend payment terms on my bills?
With Ripple Flex, you can easily extend payment terms to 30, 60, or 90 days. This feature provides access to interest-free capital, helping you manage cash flow more effectively without worrying about hidden fees or penalties.
Can I set up recurring bills?
Yes, Ripple allows you to easily set up recurring bills directly within the platform. Customize the payment frequency and specify an ending date, and Ripple will automatically handle these routine vendor payments for you, ensuring they are managed efficiently and on time.